How it works 

1
Create Your Account
Fill out a simple online form in under 2 mins and submit for a quick review.
2
Apply For The Loan
Loans are conveniently sent to your mobile money or bank account in minutes.
3
Receive the loan
Repay with your mobile account. Build your credit to unlock larger loans.



The power of
financial access

Our goal is to achieve inclusive finance in Africa, ensuring that everyone with trustworthiness can equally enjoy financial services. We are committed to being contributors to the advancement of financial technology in Africa, allowing more African people to experience the convenience and benefits brought by finance.
Trusted by millions of
users in Uganda
users in Uganda
Flypesa offers a wide range of the loan products that will satisfy the needs of most customers.
Loan amount: UGX 50,000 - UGX 1,000,000;
Loan term: Over 91 days, with a maximum term of 365 days;
Annual interest rate: 16% - 32%;
Loan amount: UGX 50,000 - UGX 1,000,000;
Loan term: Over 91 days, with a maximum term of 365 days;
Annual interest rate: 16% - 32%;

App Downloads
1,000,000+
Loan Amount Total
100+ Million

Daily Transaction
Over 1200+
Valueable feedback

Popular Question

What is Flypesa?
Flypesa is an online loan app. We make it easy for you to apply for a loan and receive your loan into your bank account in minutes 24/7.
I have a complaint or feedback; how do I contact you?
Please send an email to app-customer-service@pesafly.com or reach out through our social media platforms.
How can I get an instant loan?
You need an Android phone and a BVN. That's all! Download the Flypesa app from the Google Play Store. Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. If you accept it, you will receive your loan instantly in your preferred bank account!
Do I need documents or collateral?
No document, no collateral! You will only need to share your BVN details during the loan application and connect your card or bank account to authorize us to debit your account for the repayment.
Why was my loan application rejected?
Apologies on that, you can apply again in a few days! It might be for different reasons: - Not enough information found on the phone: You should increase your phone usage (Calls/SMS) to be eligible. - We decided not to give you credit at this time after analyzing your profile. Keep using your bank account with healthy revenues to get a loan soon.
How can I repay?
Click on the "Repay" button in the app to pay via card or bank transfer
How do I check my account balance and payment date?
Please log in to the app, you will find your customized dashboard that contains your credit status and/or all the details concerning your current balance.
How does auto-debit work?
Auto-debit allows you to repay your Flypesa loan easily without taking care of it! - Your bank will ask you to authorize Flypesa to debit your account at the repayment date.
What happens if I don't pay back?
We are humans and understand that unexpected and unforeseen situations may occur. However, we do not reschedule payment dates. You should take a loan only if you have the capacity to repay it to avoid: - Late fees - Suspension of your Flypesa account - Report to national credit bureaus as required by law (CRC, First Central)
Can I trust Flypesa with my identity and bank account details?
Flypesa is a Ugandan company and will never sell the information you shared to third parties.
Why do you request permissions on my phone when installing the Flypesa app?
Flypesa collect and processes securely data from your phone (SMS, device details, location, call-log) to make a lending decision. This data is necessary for us to approve your loan in real-time without asking you for cumbersome paperwork.
What happens if I lose my phone?
Send an email to app-customer-service@pesafly.com to get the details of your loan and your repayment date. You can also sign in from another phone using your phone number and password